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InvestHub.com's
Finance Dictionary and Glossary of Investment Terms

Checking Account  

Definition 1.

A deposit account for funds intended for quick turnover. Checking accounts offer very low interest on unused cash balances.
 

Definition 2.

An account which allows the holder to write checks against deposited funds. Checking accounts which pay interest are sometimes referred to as negotiable order of withdrawal (NOW) accounts. The interest rate often depends on how large the balance in the account is, and most charge a monthly service fee if the account balance falls below a preset level.
 
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