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InvestHub.com's
Finance Dictionary and Glossary of Investment Terms

hazard insurance  

Definition 1.

Insurance that covers property damage caused by fire, wind, storms, and other similar risks. Sometimes earthquakes and floods are also covered, while other times they are not.
 

Definition 2.

Insurance protecting a property owner against damages caused by fires or severe storms. If the owner lives in an area that is prone to natural disasters, like earthquakes and floods, he or she may need a separate policy.
 
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